Legal Notice and Website Terms of Use
Last updated on July 31, 2024
1. LEGAL NOTICE AND TERMS OF USE
I can guarantee that you are in a 100% secure space, so you should know:
1.1. IDENTIFICATION DATA OF THE RESPONSIBLE PARTY
As stated in current regulations, I inform you that:
- My company name is: IUL SOLUTIONS INSURANCE
- My registered office is located in Plantation, Broward, United States Of America.
- Email: iuseche.iulsolutions@gmail.com
- Purposes: Sending commercial communications, managing our services and/or products, managing social media communications with users.
- Recipients: Active Campaign, WordPress, Mailchimp, Flodesk adhere to the Principles of the EU-US Privacy Shield Framework.
1.2. PURPOSE OF THE WEBSITE.
The services provided by the website owner are as follows:
- The sale of training and services on life, health, and investment insurance in the United States.
- Managing the list of subscribers and users registered on the website.
- Providing blog content.
- Managing its network of affiliates and merchants as well as processing their payments.
1.3. USERS:
Access to and/or use of this website attributes the condition of USER, who accepts, from said access and/or use, these terms of use. However, mere use of the website does not imply the beginning of any labor/commercial relationship.
1.4. WEBSITE USE AND INFORMATION CAPTURE:
1.4.1 WEBSITE USE
The website https://iulsolutionsinsurance.com (hereinafter, “THE WEBSITE”) provides access to articles, information, services, and data (hereinafter, “the contents”) owned by IUL SOLUTIONS INSURANCE. The user assumes responsibility for the use of the website.
The USER agrees to make appropriate use of the content offered through the website and, by way of example but not limitation, not to use it to:
(a) Engage in illegal, unlawful activities or activities contrary to good faith and public order;
(b) Disseminate content or propaganda of a racist, xenophobic, pornographic-illegal nature, or that advocates terrorism or violates human rights;
(c) Cause damage to the physical and logical systems of the website, its providers, or third parties, introduce or spread computer viruses or any other physical or logical systems that are likely to cause the aforementioned damage;
(d) Attempt to access and, if applicable, use the email accounts of other users and modify or manipulate their messages.
IUL SOLUTIONS INSURANCE reserves the right to remove any comments and contributions that violate respect for human dignity, that are discriminatory, xenophobic, racist, pornographic, that threaten youth or childhood, public order or safety, or that, in its opinion, are not suitable for publication.
In any case, IUL SOLUTIONS INSURANCE will not be responsible for the opinions expressed by users through the blog or other participation tools that may be created, as provided for by applicable regulations.
1.4.2 INFORMATION CAPTURE
- Contact form, where the USER must fill in the email, subject, and name fields.
- Subscription form, where the USER fills in the fields necessary to subscribe to the website with name and email fields.
- Sales form, where the USER fills in the fields necessary for the sale with name, email, address, and ID fields.
- Tracking cookies, according to the following rules.
- Browsing and IP Address: When browsing this website, the user automatically provides the website server with information regarding your IP address, date and time of access, the hyperlink that forwarded you to these pages, your operating system, and the browser use.
Despite the above, users may unsubscribe at any time from the services provided by IUL SOLUTIONS INSURANCE or the data provided by the USER by complying with the current Data Protection regulations. Likewise, both when subscribing to this website and when making a comment or making a purchase on any of its pages and/or entries, the user consents to:
- The processing of their personal data in the WordPress environment according to its privacy policies.
- Access by IUL SOLUTIONS INSURANCE to the data that, according to the WordPress infrastructure, the user needs to provide either for subscription to the website or for any consultation through the contact form.
By activating a subscription, contact form, or comment, the user understands and accepts that:
From the moment they subscribe or access any paid service, IUL SOLUTIONS INSURANCE has access to: Name, and email, or other necessary data, forming a file named “WEBSITE USERS AND SUBSCRIBERS” or in the case of making a purchase, will be subscribed to the “CLIENTS AND/OR SUPPLIERS” file having access to data of name, surname, email, ID, and complete address.
In any case, IUL SOLUTIONS INSURANCE reserves the right to modify, at any time and without prior notice, the presentation and configuration of the website https://iulsolutionsinsurance.com as well as this legal notice.
The email marketing tool used on https://iulsolutionsinsurance.com for sending commercial information, news, updates, offers, and blog articles is Active Campaign, Flodesk, and Mailerlite, which adhere to the Principles of the EU-US Privacy Shield Framework.
Active Campaign, Flodesk, and Mailerlite are responsible for processing the personal information they receive under each Privacy Shield Framework and subsequently transfer to a third party acting as an agent on their behalf. Active Campaign, Flodesk, and Mailerlite also take reasonable steps to help protect user information against loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction.
The user can unsubscribe from any of the subscription services provided by clicking on the unsubscribe section of all emails sent by the responsible party.
For more information about the privacy shield, visit: https://www.activecampaign.com/privacy-policy/
https://www.mailerlite.com/es/legal/privacy-policy
2. INTELLECTUAL AND INDUSTRIAL PROPERTY:
IUL SOLUTIONS INSURANCE
by itself or as a transferee, is the owner of all intellectual and industrial property rights of its website, as well as the elements contained therein (by way of example, images, sound, audio, video, software or texts; trademarks or logos, combinations of colors, structure and design, selection of materials used, computer programs necessary for its operation, access and use, graphic design, source code, Ebooks, etc. as well as other contents of the website), ownership of IUL SOLUTIONS INSURANCE or its licensors. All rights reserved.
Any unauthorized use previously by IUL SOLUTIONS INSURANCE will be considered a serious breach of the author’s intellectual or industrial property rights.
Reproduction, distribution, and public communication, including the mode of making available, of all or part of the contents of this website, for commercial purposes, in any medium and by any technical means, are expressly prohibited without the authorization of IUL SOLUTIONS INSURANCE.
The USER agrees to respect the intellectual and industrial property rights owned by IUL SOLUTIONS INSURANCE. You may only view the elements of the website without the possibility of printing, copying, or storing them on your computer’s hard drive or any other physical support. The USER must refrain from deleting, altering, circumventing, or manipulating any protection device or security system installed on the pages of IUL SOLUTIONS INSURANCE.
Sharing the license for use with more people is strictly prohibited; each license is personal and non-transferable, reserving all civil and criminal actions that may assist us in safeguarding our rights, all under the warning of committing a crime against intellectual property.
3. DISCLAIMER OF WARRANTIES AND LIABILITY
IUL SOLUTIONS INSURANCE
is not responsible, in any case, for damages of any kind that may be caused, by way of example: errors or omissions in the contents, lack of availability of the website, which will make periodic stops for technical maintenance, as well as the transmission of viruses or malicious or harmful programs in the contents, despite having adopted all the necessary technological measures to avoid it.
4. MODIFICATIONS
IUL SOLUTIONS INSURANCE
reserves the right to make the modifications it deems appropriate to its website without prior notice, being able to change, delete or add both the contents and services provided through it and the way they are presented or located on its website.
5. LINK POLICY
Persons or entities that intend to create or create a hyperlink from a web page of another portal of the Internet to the web of IUL SOLUTIONS INSURANCE must submit to the following conditions:
Total or partial reproduction of any of the services or contents of the website without prior express authorization of IUL SOLUTIONS INSURANCE is not allowed.
No deep-links or IMG or image links, or frames with the IUL SOLUTIONS INSURANCE website will be established without its prior express authorization.
No false, inaccurate, or incorrect statements about the IUL SOLUTIONS INSURANCE website, or about the services or contents of the same, will be established. Except for those signs that are part of the hyperlink, the web page in which it is established will not contain any brand, trade name, establishment sign, denomination, logo, slogan, or other distinctive signs belonging to IUL SOLUTIONS INSURANCE unless expressly authorized by it.
The establishment of the hyperlink does not imply the existence of relations between IUL SOLUTIONS INSURANCE and the owner of the web page or portal from which it is made, nor the knowledge and acceptance of IUL SOLUTIONS INSURANCE of the services and contents offered on said web page or portal.
IUL SOLUTIONS INSURANCE will not be responsible for the contents or services made available to the public on the web page or portal from which the hyperlink is made, nor for the information and statements included in them.
The IUL SOLUTIONS INSURANCE website may make available to the user connections and links to other websites managed and controlled by third parties. Such links have the exclusive function of facilitating users to search for information, content, and services on the Internet, without in any case being considered a suggestion, recommendation, or invitation to visit them.
IUL SOLUTIONS INSURANCE does not commercialize, nor direct, nor control previously, nor make its own the contents,